Home Making payments Why do some payments process immediately while others get stuck in transit?

Why do some payments process immediately while others get stuck in transit?

Last updated on Jan 30, 2026

Payment processing times vary based on the payment method and banking system used. Some payment methods like certain bank transfers process instantly, while others may take longer due to:

  • Bank processing times

  • Verification requirements

  • Cross-border payment protocols

Factors affecting processing time include your bank, payment method, and destination country.