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Deposit Conversions

Last updated on Aug 05, 2026

If you’re depositing EUR, GBP, or CAD into your Moreta wallet, you can use a local transfer method:

  • EUR via SEPA

  • GBP via UK Faster Payments

  • CAD via Interac e-Transfer

Once we receive your transfer, we’ll convert the funds into USD using the live mid-market exchange rate plus a small spread of roughly 0.6%–0.75%. The exact spread varies with market conditions, so it isn’t a single fixed rate.

Your funds will then appear in your Moreta wallet as USD, ready to use for payments and other supported features.

Quick Summary:

  • EUR → SEPA transfer

  • GBP → UK Faster Payments transfer

  • CAD → Interac e-Transfer

  • Converted to USD at the live mid-market rate plus a spread of roughly 0.6%–0.75% (varies with market conditions)

  • Your wallet balance is held in USD

This process allows you to use your local bank account in Europe, the UK, or Canada to load your Moreta wallet without needing a U.S. account or card. It’s fast, transparent, and designed to work seamlessly while you travel.