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Understanding Scheduled Bank Maintenance In Thailand

Last updated on Apr 14, 2026

What happened?

Thai banks perform daily scheduled maintenance between approximately 11:00 PM and 3:00 AM (Thailand time). During this window, banks may temporarily stop processing transactions, which can cause some payments made through Moreta to fail.

This is not an issue with Moreta. It is a routine banking system limitation that affects all payment services operating in Thailand.

What should I do?

  • Wait and retry: If your payment fails during this window, simply try again later.

  • Check your balance: No funds will be deducted from your Moreta wallet for a failed transaction. If you notice a pending charge, it will be reversed automatically.

  • Plan ahead: If possible, schedule payments outside of the 11 PM to 3 AM maintenance window to avoid interruptions.

Bank system maintenance schedules

All times are in Thailand time (ICT) and occur daily.

  • Siam Commercial Bank (SCB) 00:00 to 02:00

  • Bangkok Bank (BBL) 23:00 to 23:15 and 02:30 to 03:30

  • Kasikorn Bank (KBANK) 00:00 to 01:00

  • Krung Thai Bank (KTB) 23:00 to 02:00

  • TMB Bank (TMB) 00:00 to 00:30

  • Krungsri Bank (BAY) 23:45 to 00:15 and 01:30 to 04:30

  • United Overseas Bank (UOB) 00:00 to 06:00