Moreta is live in Peru. You pay merchants the local way: scan their QR code and confirm in the app.
Getting ready
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Fund your wallet using a supported deposit method (card, USD/EUR/GBP bank transfer, or USDC/USDT on Solana).
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Check you have sufficient USD balance for the purchase.
At the merchant
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Open the Moreta app → scan QR.
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Scan the merchant's payment QR (shop terminal, sticker, or digital display).
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Enter the amount in Peruvian soles (PEN) if needed.
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Review merchant details and the 1.5% transaction fee shown in the app.
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Confirm the payment.
Conversion from USD uses the mid-market rate shown before you pay.
If something goes wrong
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QR not supported — ask the merchant for a standard business QR used for card/wallet payments.
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Insufficient balance — add money and try again.
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Pending payment — see Why is my payment pending? (published article).
Contact support through the app if the issue continues.
💡 Tips
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Each QR payment has a 1.5% transaction fee — see Understanding Moreta's Transaction Fees.
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Start with a small test payment if you're new to QR checkout in Peru.
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There is no receive money feature in Moreta — only pay-out flows and deposits.