Paying in mainland China with Moreta works the same way as in our other live countries: you scan the merchant's WeChat / Weixin QR code at checkout and confirm the payment in the app.
Before you pay
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Add money to your Moreta wallet (card, bank transfer, or crypto). Your balance is held in USD.
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Make sure you have enough balance for the purchase plus the 1.5% transaction fee (shown on the review screen).
Paying a merchant in mainland China
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Open Moreta and open the QR scanner.
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Scan the merchant's WeChat / Weixin QR code displayed at the till, on a receipt, or on their payment terminal — the same QR locals use to pay.
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Enter the amount in Chinese yuan (CNY) if it isn't filled in automatically.
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Review the merchant name, amount, and the 1.5% transaction fee.
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Slide to confirm. Most payments complete within seconds.
Moreta converts your USD balance using the live mid-market rate (see What exchange rate does Moreta use?).
If the scan or payment fails
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Check you're on the latest app version.
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Confirm the QR is a merchant / business WeChat / Weixin code (not a personal receive-only code).
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See My QR payment isn't going through for general troubleshooting.
Still stuck? Use the chat button in the app with a screenshot of the error.
💡 Tips
- Each QR payment has a 1.5% transaction fee — see Understanding Moreta's Transaction Fees.
- See Which countries can I pay in with Moreta? for the full country list.
- Moreta does not have a receive feature — you can't collect money into your wallet from other people.